Business-to-Business Merchant Processing

We understand that the fast pace of business means several things.  You must pay attention to the needs of your customer, keep an eye on opportunities for new growth and stay current with technology so you are not quickly left behind.  Sometimes this can mean changing your systems, offerings or the way you do business to attract your best client.

Evolve Systems is helping businesses manage interchange rates to increase their competitiveness in winning new contracts and meeting purchasing and payment requirements of their customers.  Our merchants consider Evolve Systems a valuable partner in merchant account management.

By accepting purchasing or corporate cards you can stay competitive and become a strategic supplier to for B2B or corporate customers and government purchasing card (p-card) users, commonly referred to as B2G customers.  Processing these transactions within an account set-up for Level 3 processing is where you can really see the savings add up.

Business owners looking over tablet

Level 3 Processing for B2B

We really hope you’re asking “What is Level 3 Processing?” Who knew that there was Level 1 or 2?

Level 3 processing is reserved for businesses engaged in B2B environments. Businesses often use purchase cards or corporate cards to buy from other businesses. These cards contain much more data than a personal card traditionally used in a retail environment. By capturing that data, we’re able to realize that lower-risk environment, and as a result, lower the rates for the merchant.

By accepting purchasing cards we help businesses stay competitive and become a strategic supplier to corporate or government purchasing card users. These customers often require enhanced purchasing information beyond the standard financial information provided by most other card processing solutions.

Interchange Management® Program from Sterling Payment Technologies examines each transaction from MasterCard, Discover, Visa and American Express to find savings opportunities in the interchange rates applied by the card brands.

A potential savings of 30-40% on processing costs sounds attractive, right?  The Interchange Management® Program ensures you qualify for the lowest rates for the card type and transaction.

Interchange Management® Program from Sterling Payment Technologies



We have found that most our B2B customers have very specific needs when it comes to the process of accepting payments.  The mechanism (online, e-invoicing, phone, check, recurring, etc.) of accepting the payment can be so expensive, that any savings on the processing rates are lost.

That’s why we designed EvolvePay.  EvolvePay is a simple payment software that helps you organize, manage, process and report payments in a quick and clean manner.  We invite you to learn more at our EvolvePay page.

Next Steps

Are you looking for the best logistical set up to receive and report payments?  Do you already know what you need and just need someone to build it?  Great.  We’re standing by ready to help!  Talk to someone today to help you find the best fit for your needs!

To learn more about payment logistics, check out Evolve Pay.